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What is Kentucky's No-Fault Law?

Q. I don't understand Kentucky No-Fault law. Can you give me a basic explanation?

A. Kentucky No-Fault law establishes certain types of insurance benefits that are available without regard to fault or liability. For example, in a Kentucky car accident case, the insurance company for the vehicle in which the injured person is riding is typically responsible to pay medical expenses and lost wage benefits up to a certain amount. Often an injured party that did not cause the accident is uncomfortable with making a claim against his or her insurance policy. A claim against a no-fault policy should not negatively impact ones insurance premiums, rates, etc.