Uninsured Motorist Claims

Louisville Uninsured Motorist Accident Attorney

Most people injured in Kentucky car accidents receive reasonable compensation (money) for their pain and suffering, their time off work, their medical expenses and their future medical needs. However, sometimes the person responsible for the accident does not have the required motor vehicle liability insurance.

Uninsured Motorist Accidents

Although it is illegal to drive in Kentucky without insurance, it unfortunately happens and can result in additional problems for the victim suffering injury in a Kentucky car accident. In this situation, the injured person will need to pursue a claim against their own insurance company and/or the insurance company for the car that they were driving or riding in.

Insurance benefits for injuries suffered because of an uninsured driver's negligence are called "Uninsured Motorist" insurance benefits. The name says it all. These are benefits to provide compensation for injuries suffered as a result of someone else's negligence where that responsible party does not have liability insurance coverage.

Underinsured Motorist Accidents

In the situation where the responsible (negligent) driver DOES have the legally required insurance but simply does not have ENOUGH coverage (or a big enough insurance policy), the injured person may look for another type of insurance coverage. "Underinsured Motorist" insurance benefits may be available in the situation where the injuries cannot be fairly compensated even if the responsible driver's insurance company pays all of the liability coverage that is available.

Care must be taken to protect not only the injured person's rights but also certain rights of the insurance company that is being asked to pay underinsured benefits. The details of how to properly handle an underinsured motorist claim can be tricky and, therefore, injured people often hire personal injury lawyers in Kentucky to handle these complicated injury claims.

Legal Assistance

If you feel you need assistance with an Uninsured Motorist Insurance Claim or an Underinsured Motorist Insurance Claim, consider consulting a Kentucky personal injury lawyer. The law firm of Brett H. Oppenheimer, PLLC handles both Kentucky Uninsured Motorist Claims and Underinsured Motorist Claims.

Contact Brett with your questions at (502) 242-8877 or send him a message online.

  • Million Dollar Advocates Forum
  • American Association for Justice
  • The National Trial Lawyers Top 100 Trial Lawyers
  • The American Trial Lawyers Association
  • Accredited Business A+

Clients Believe Brett Oppenheimer Is the Right Choice

  • “Brett is by far one of the best attorneys in Louisville if not the country.”

    - Todd B.
  • “Brett and Laurie were very professional and definitely caring. My first impression and conversation with Brett and his wife Laurie, made me feel as though they were concerned more about my health and ...”

    - Kim M.
  • “They have been helpful beyond belief, and never treated me or my case as though it was just one of many that they were dealing with. All calls and emails were responded to in a very timely manner, I ...”

    - Fred A.
  • “Brett and Laurie are welcoming and extremely professional. Throughout the process, they always took care of the details and also kept me informed. I highly recommend calling them if you need legal hel ...”

    - Mark R.
  • “Professional, time-sensitive, respectful and informed. Definitely, someone to have on your team.”

    - Brian T.

You Can Count on Brett

  • Respected by His Peers, Loved by His Clients
  • National Trial Lawyers, Top 100 Kentucky
  • Personal Involvement From Start to Finish
  • Over 25 Years of Legal Experience
  • Rave Client Reviews
  • No Recovery, No Fee

Contact Us Today!

All Consultations are Free and Confidential
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.